You will want to read this..
A critical creative look at issues of Economics, Politics and Finding a Purpose in Life - Let's talk about it. I try to leave the woodpile higher than I found it.
Saturday, October 17, 2015
Waiting for the right time is killing you
This has to do with getting married, having children, starting a business, starting a church, changing jobs, buying a house, taking a vacation, living life. Life is what happens when we keep waiting for the right time when you will have enough money and then you die.
If you do what you are called to do with excellence, resolve, and wisdom, money will come to you. If you are overly focused on money, you will tend to wait until you have enough of it to start, but you will probably never feel that you have enough. —Rick Joyner
If you do what you are called to do with excellence, resolve, and wisdom, money will come to you. If you are overly focused on money, you will tend to wait until you have enough of it to start, but you will probably never feel that you have enough. —Rick Joyner
Ten behaviors characteristic of emotionally abusive women:
- Bullying
- Unreasonable expectations
- Verbal attacks
- Gaslighting (lying and then claiming he is crazy)
- Unpredictable responses
- Constant chaos
- Emotional blackmail
- Rejection
- Withholding affection and sex
- Isolating
Here's what it's like:
You’re constantly on edge, walking on eggshells, and waiting for the other shoe to drop. This is a trauma response. You’re being traumatized by her behavior. Because you can’t predict her responses, you become hyper vigilant to any change in her mood or potential outburst, which leaves you in a perpetual state of anxiety and possibly fear. It’s a healthy sign to be afraid of this behavior. It’s scary. Don’t feel ashamed to admit it.
Abuse experts have argued that emotional abuse can be worse than physical abuse. A punch to the face leaves obvious proof, evidence to use with the police to put the assailant behind bars. Emotional abuse, which men can tolerate and excuse away as normal, can go on for years, leaving a person weak, desperate, and profoundly suicidal. They have lost themselves.
You will want to read the whole thing.. the above all pull quotes.
Wednesday, October 14, 2015
Millennial Malaise
I have been trying to find a successor, someone to take over my business someday, someone with drive and energy.
Sadly I keep running into 30 somethings over and over again without enough motivation for proper emergence from a wet paper bag.
My latest was a young man who is interested in the kind of business we do. Who seemed to have the right values. Who wanted to perhaps be that successor I seek.
He worked one day. It was hard work.. We do hard work. The following day he informed me that he was only looking for a part time job and that taking over some day was out of the question for him. He had lots of reasons, but the reality is he just didn't have the drive. And he had a fatal handicap, one that cripples many millennials, He came from money and hasn't at 30 held a real job yet. That is nearly always fatal.
Sad is I liked him, would have bent over backwards to help him, but I needed his commitment. He was convinced I had misled him. I don't think I did. I found his original application intriguing, he said all the right things. He just has a hard time figuring out what he wants. I doubt he will.
I have seen this over and over again. I would GIVE this to any young man or woman with the right stuff who wants to be in it on their own, now or someday, but there is a commitment needed, one that means you are willing to start down the path.
This is a business that makes a clean $60,000 per year in a normal year and in a great year 3 times that. It is very scalable. It's an ideal lifetime business. It does take someone with the kind of interests, desire and passions that make things happen. I have posted this before, but if you work for money, you work, if you do what you love you never work a day in your life.
Sadly I keep running into 30 somethings over and over again without enough motivation for proper emergence from a wet paper bag.
My latest was a young man who is interested in the kind of business we do. Who seemed to have the right values. Who wanted to perhaps be that successor I seek.
He worked one day. It was hard work.. We do hard work. The following day he informed me that he was only looking for a part time job and that taking over some day was out of the question for him. He had lots of reasons, but the reality is he just didn't have the drive. And he had a fatal handicap, one that cripples many millennials, He came from money and hasn't at 30 held a real job yet. That is nearly always fatal.
Sad is I liked him, would have bent over backwards to help him, but I needed his commitment. He was convinced I had misled him. I don't think I did. I found his original application intriguing, he said all the right things. He just has a hard time figuring out what he wants. I doubt he will.
I have seen this over and over again. I would GIVE this to any young man or woman with the right stuff who wants to be in it on their own, now or someday, but there is a commitment needed, one that means you are willing to start down the path.
This is a business that makes a clean $60,000 per year in a normal year and in a great year 3 times that. It is very scalable. It's an ideal lifetime business. It does take someone with the kind of interests, desire and passions that make things happen. I have posted this before, but if you work for money, you work, if you do what you love you never work a day in your life.
Tuesday, October 13, 2015
Monday, October 12, 2015
Home Values are about to Collapse
I have been a real estate bear for a long time. After 2009 when real estate collapsed and so many foreclosures took place I said that it was unlikely for real estate to come back to the levels we see today for a very long time, maybe ever. I was proven wrong by artificial low interest rates and low construction rates (we didn't see Tyvek for years in Northern IL).
New household formations were put off. The influx of Foreign capital to buy real estate (25% of our total sales nationally) supported low inventory levels. Now that is stopping. The fundamentals in the housing market are very poor. We have now an echo bubble of the last bubble. It's going to be really rough. We may not have the foreclosures, but values are going to plummet as inventory builds up. This will all happen in the next 18 months. What is needed is one simple thing. Economic growth and income increases. That cannot be done by mandate or fiat, it must come because as a nation people are back at work making decent money.
SO if you own a home, ask yourself what is going to happen if your house drops in value by 1/3rd in 24 months. It happened in 2008-9 and is about to again. It could be even greater for a short time. A home is not an investment, it's simply a place to live. A place to keep warm and dry. A place to stay out of the wind and rain. Any money you put into it is gone. You can never get it out. I was wrong before, but I'm not this time. Prepare for impact.
Here's an analysis that will save your life and maybe your home. It's also a way for you to consider your future.
New household formations were put off. The influx of Foreign capital to buy real estate (25% of our total sales nationally) supported low inventory levels. Now that is stopping. The fundamentals in the housing market are very poor. We have now an echo bubble of the last bubble. It's going to be really rough. We may not have the foreclosures, but values are going to plummet as inventory builds up. This will all happen in the next 18 months. What is needed is one simple thing. Economic growth and income increases. That cannot be done by mandate or fiat, it must come because as a nation people are back at work making decent money.
SO if you own a home, ask yourself what is going to happen if your house drops in value by 1/3rd in 24 months. It happened in 2008-9 and is about to again. It could be even greater for a short time. A home is not an investment, it's simply a place to live. A place to keep warm and dry. A place to stay out of the wind and rain. Any money you put into it is gone. You can never get it out. I was wrong before, but I'm not this time. Prepare for impact.
Here's an analysis that will save your life and maybe your home. It's also a way for you to consider your future.
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